CMA, ARM, conventional loan, HOA … are you confused yet? Don’t worry! Most people are confused by the myriad of real estate terms used by industry professionals. Here’s a great article explaining 14 of the most common real estate terms,…
You’ve picked a REALTOR® (me!) and gotten pre-approved (yeah!). Now what? Now you need to get the big picture of what comes next throughout the entire homebuying process, which is why I’ve created a handy checklist for buying a home,…
We made it! You’re a new homeowner, and hopefully you’re getting settled into your new place. Now that we’re past closing, we want to wrap up a last few items: Going forward, would you like us to send you reports…
It’s closing time! The closing will take place at the title company we chose at the beginning of the closing process. The exact day/time will not be set until your lender issues the Clear to Close loan approval. Once closing…
Unfortunately these days it seems scams and rip off artists are around every corner. As REALTORS®, we often run across a rental scam where the scammer has stolen online pictures of a property for rent or sale, sets up their…
Once we’ve received the Clear to Close, we’ll schedule the final walk through. This usually takes place late in the day before or the morning of closing and is when you to walk through the property to make sure it’s in…
What Does “Clear to Close” Actually Mean? If you’re buying a home, few phrases feel better than “clear to close.” It means your mortgage has passed through underwriting, all conditions have been met, and the lender has officially given the…
A friend and retired trusted title escrow officer offered this great list of reasons why we need title insurance, and I want to pass it along because it’s so good. Owner’s title insurance protects buyers against hidden risks that could…
A home warranty is not the same thing as homeowner’s insurance, nor is it a replacement for homeowner’s insurance. Homeowner’s insurance covers major perils such as fires, hail, property crimes, and certain types of water damage that could affect the dwelling and/or the…