One of the things the mortgage underwriter will require you do at some point during the underwriting process is to set up your homeowner’s insurance, so it’s better to get started on this task during the investigations and inspections period. For…

Get the lights on before you get the keys If you’re buying a home in Shawnee, you’ll need to set up utilities before closing day. It’s one of those jobs nobody thinks about until they’re standing in a dark house…

Once the inspection report comes back, you need to review it thoroughly. Don’t be alarmed if there are many “issues” noted in the report. There is a big difference between small, mainly cosmetic repairs such as needing to caulk a…

Attending the home inspection is one of the most important parts of buying a new home. You want to make sure the home you’re buying is in good shape. Therefore, I feel strongly that our buyers always be at the…

There is no such thing as a perfect house. There are items that break, wear out, or are just not perfect. It’s important that you anticipate imperfections as you enter into the purchase process  and be reasonable about repairs you…

Your mortgage pre-approval was granted to you based on the amount of money you had at the time of the pre-approval in your savings accounts, checking accounts, retirement accounts, etc. and was based on the amount of debt you had…

If you’re currently renting, you need to give notice to your landlord that you’re going to be moving out. That usually means a 30-day written notice on a month-to-month lease or at least 30 days prior to the end of…

Congratulations! If you’ve gotten this far, it means you’re past the investigations and inspections period. Now it’s time for the appraisal. What is the appraisal? Read this blog post to find out! Who orders the appraisal? Your mortgage lender is the…